Liability Insurance Designed Specifically for Social Workers

Expert Insights

What is Reinsurance?

What is Reinsurance?

How does reinsurance affect you as the policyholder? It is important to understand that your insurance policy must be strong. It will pay your cl...
A.M. Best Rating Reinsurance
Perils

Perils

Perils Examining insurance policy contract options and comparing coverage for perils is one of the most important elements to consider when shoppi...
Excluded Perils Understanding Your Insurance Policy Contract
What is a Risk Retention Group?

What is a Risk Retention Group?

A Risk Retention Group, or “RRG”, is an insurance company formed pursuant to the federal Risk Retention Act of 1981. An RRG underwrites liability ...
Insurance Company Risk Retention Group
Don't Be Negligent

Don't Be Negligent

Negligence Negligence is the failure to exercise the care that a reasonable or prudent person would under similar circumstances. Negligence inclu...
Avoid Malpractice Breach of Confidentiality Lawsuit Professional Liability Proper Documentation
SIMPLE AND QUICK REACTION STEPS IF YOU ARE NAMED IN A LAWSUIT

Simple and Quick Reaction Steps If You Are Named in a Lawsuit

Avoiding Malpractice: Tips for Social Workers to Manage Risk A malpractice judgment arising from a lawsuit against you can hurt you personally an...
Lawsuit malpractice judgment Professional Liability
Documentation Pointers to Avoid Liability and Malpractice

Documentation Pointers to Avoid Liability and Malpractice

Avoiding Malpractice: Tips for Social Workers to Manage Risk Documentation Pointers to Avoid Liability and Malpractice “Medical Records Requests” ...
Breach of Confidentiality malpractice judgment Medical Records Requests Proper Documentation Tips for Social Workers
Policy Conditions

Policy Conditions

This is the section of the insurance policy that identifies the duties of the insured to qualify and maintain coverage eligibility, and the dutie...
Contract Conditions Insurance Policy Policy Conditions Social Work Liability Insurance Policy Conditions
What Does First Named Insured Mean

What Does First Named Insured Mean

Named Insured The Named Insured is the individual or business named on the policy declarations page (on the front page of the policy). Typically ...
insurance policy Named insured Professional Liability social worker insurance policy
Pay Attention to Named Perils When You Get Your Social Worker Professional Liability Insurance Policy

Pay Attention to Named Perils When You Get Your Social Worker Professional Liability Insurance Policy

Named Peril The Names Peril(s) are the risks the insurance policy contract lists as perils insured under the policy contract. A peril is a cause o...
Why You Should Report Any Illegal Activity in Your Practice

Why You Should Report Any Illegal Activity in Your Practice

It is Your Duty to Bear Witness If you are aware of illegal activity in your practice, or by your employer/supervisor, you should report it immedi...
Avoid Malpractice Breach of Confidentiality Lawsuit Malpractice malpractice judgment Proper Documentation Social Work Student Responsibilities Tips for Social Workers
Why You Need a Professional Will - Part 2

Why You Need a Professional Will - Part 2

Include Your Professional Liability Coverage in Your Professional Will It makes sense to proactively prepare for a potential sudden transition of ...
Agency practice business will Practice Will Professional Will social work practice Social Work Practice Will
Why You Need a Professional Will - Part 1

Why You Need a Professional Will - Part 1

Be a Good Steward of Your Social Work Practice  The death or even the incapacitation of a practitioner requires an immediate set of actions. The p...
Mental Health Practice Professional Will Running a social work services agency social work practice